It does offer FREE CREDIT REPORTS ONLY ... consumers get one free report from each agency every four months so individuals can monitor their credit year-round. Consumer advice: AnnualCreditReport ...

About 20 percent of credit cards have annual fees, typically about $50. But watch out for other less-obvious fees. In a recent national survey by the Consumer Reports ... are fee-free to people ...

If you're a victim of credit ... reports – and when it’s worth doing. Equifax was heavily fined by the Consumer Financial Protection Bureau for not adequately investigating consumer credit ...

The Fair Credit Reporting Act governs how credit bureaus can collect and share consumer ... onto a credit report, down to the monthly balances on your credit card. These credit reports are used ...